American Express offers different credit cards including reward points that suit customers. In this article, we will be telling you how these credit cards operate and how you can access them. Note, American Express is a globally integrated payment company, providing customers full access to products, insights, and experiences that enrich lives and also build business success.
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American Express Credit Cards
American Express which is also known as “Amex” is a multinational corporation that specializes in payment card services headquartered in New York. Amex is a public company that deals with products such as Charge cards, Credit cards, Traveler’s cheques, and corporate. The company (Amex) is ranked #1 in customer satisfaction in providing best-in-class service and enabling seamless ways to pay.
Amex Cards
As earlier stated, American Express offers a different selection of credit cards which includes,
- The Platinum Credit Card.
- American Express Gold Card
- Card Blue Cash preferred.
- Blue Cash Everyday Card.
- Delta SkyMiles Reserve American Express Card.
- Delta SkyMiles Platinum American Express Card.
- Cash Magnet Card.
- Hilton Honors Card.
- Hilton Honors American Express Surpass Card.
- Marriott Bonvoy Brilliant American Express Card.
- Delta SkyMiles Gold American Express Card.
- American Express Green Card.
- Hilton Honors American Express Aspire Card.
- Amex Everyday Credit Card.
- Delta SkyMiles Blue American Express Card.
- Amex Everyday Preferred Credit Card.
- Serve From American Express.
These are some of the credit cards from the American Empress. Some of these cards are meant for traveling, Cashback, Special offers, reward points, and lots more.
The Platinum Express Credit Cards
The Platinum Credit is a good reward credit card owned by American Express which offers world-class events and experiences. Having the platinum credit card means every cardholder is eligible for the gold status with both Hilton Honors and Marriott Bonvoy loyalty programs. With a Platinum Credit card, cardholders are eligible to get $200 back in statement credits each year on select prepaid hotel bookings through American Express travel using the platinum card.
Also, members can get up to $20 in statement credit each month when they use the platinum credit card for eligible purchases. The platinum credit card comes with 5X points on flights that are booked directly with airlines. However, every cardholder must make their payments on time to avoid the required annual fee.
American Express Gold Card
There are a lot of benefits to achieving with the Amex Gold Credit Card which Can be used anywhere an American Express card is accepted. Owning the American Express gold card qualifies you to ear 4X points at restaurants worldwide, earn 4X points on groceries at U.S supermarkets can also earn 3X points on flights booked by airlines.
You can also earn points on any eligible purchase with your Amex Gold Credit Card. Penalty APR will occur when a member makes late payments, meanwhile, every cardholder must make his or her payment to avoid the required fees.
American Express Delta SkyMiles Reserve Credit Card
After spending $5,000 on any eligible purchase using Delta SkyMiles Reserve Credit Card, a limited-time offer of 100,000 Bonus Miles will be earned. Cardholders earn cash back at supermarkets and many other frequent purchases. Holding the Delta SkyMiles Credit Card allows members to earn 3X miles points on purchases and also enjoy more benefits as it flows.
With Delta SkyMiles Credit Card, holders can make payments online and also enjoy rewards while using the Credit Card. Late payment and returned payment fee will be charged when any of that incident occurs.
Delta SkyMiles Platinum American Express Card
Delta SkyMiles Platinum Credit Card is a good credit card owned by American Express which allows members to earn rewards on their new credit card in the first 3 months of card membership. The Delta SkyMiles comes with a 3X miles bonus to cardholders on any purchases which are made directly to delta and 1X on other purchases.
Delta SkyMiles Credit Card comes with an annual fee for any late or returned payment that members avoid, meanwhile every member should make their payment on time to avoid the incident. However, no over-the-limit or foreign fee is required.
American Express Hilton Honors Card
7X points can be earned on hotels and resorts by a cardholder or members for eligible purchases at hotels in the Hilton portfolio. 4 additional Hilton bonus points for a total of 7 for each dollar on any eligible purchases.
Hilton Honors comes out to be one best options compelling for travelers and silver status, which comes with a bonus on points earned for qualifying Hilton Stays, besides, No foreign transactions and annual fees on the Hilton Honor credit card.
American Express Card Application
Do you know you can apply for an American Express Credit card online? Applying for Amex Credit Card gets you full access to enjoy the rewards and benefits it comes with. If you haven’t applied, the instructions below will guild you on how to apply for your Amex Credit Card.
How to Apply for American Express Credit Card
Follow the instructions below to get you applied.
- Now you have to open a Brower.
- Get connected to your device.
- Enter the URL. https://www.americanexpress.com/.
- Click on ‘’Cards’’ at the top of the website.
- Click on ‘’View All Cards’’ at the top left corner of the website.
- Tap on “Apply Now” under your selected Credit Card.
- Provide your personal information by filling in your Name, Email address, Date of birth, Mobile number, Home address, Social security number (SSN), Total annual income, and Non-Taxable annual income, and Identify your Income source on the options given to you.
- Scroll down then click on “Continue to Terms”.
You’ll still have to continue the on-screen directions, so you can complete your application.
American Express Credit Card Activation
If you have successfully applied for the American Express Credit card, you must have to activate it. If you don’t know how to activate it, you don’t have to be worried, this simple guild lines below will help you to activate your American Express Credit Card.
Guild Lines to Activate Your American Express Credit Card
Here are the provided guild lines for you to easily activate your American Express Credit Card.
- Open your browser on your internet-connected device.
- Enter the URL https://www.americanexpress.com/in/activate
- Enter your 15digits Card number and your 4digits Card ID in the respective fields.
- Then click on the ‘’Confirm’’ Button.
You will have to proceed with the screen prompt to complete your card activation.
American Express Credit Card Online Set Up
Creating an online account is very important because it gives you the opportunity to access and manage your account in terms of viewing your balance and more.
How to Create American Express Credit Card Online Account
Here are the appropriate steps to follow on how to set up your American Express Credit card account with American Express.
- Firstly, open a web browser on your internet-connected device.
- Enter the URL. https://www.americanexpress.com/.
- Click on “Log In’’ at the top right corner of the website.
- On the menu shown, scroll down and click on “Create New Online Account”.
- Enter the 15digits of your Card number and the 4digits of your Card ID.
- Click on the “Confirm” Button.
After you have clicked on the confirm button, you will have to proceed with the screen directives to finish your account creation.
American Express Credit Card Account Log In
To log into your American Express Credit card account, you have to visit their website page on your browser to access your log in.
How to Log into Your American Express Credit Card Account
Below are the steps on how to log into your American Credit Card account;
- Open a web browser on your internet-connected device.
- Enter the URL. on your browser https://www.americanexpress.com/.
- Click on “Log In” at the right corner of the website.
- Fill in your ‘’User ID’’ Your password and your card type on the options given.
- Then click on “Log In”.
Follow the above instructions correctly, you’ll successfully log into your American Express Credit Card Account.
American Express Credit Card Forgotten Username or Password
There can occur situations whereby you forget your username or password. If you have forgotten yours, don’t panic, just follow the below instructions respectively.
How to reset your American Express Credit Card username or password
Below are the steps you need to go through in order to reset your username or password.
- Open a web browser on your internet-connected device.
- Enter the URL. on your browser https://www.americanexpress.com/.
- Click on “Log In” at the right corner of the website
- Scroll down and click on “Forgotten User ID or password”.
- Fill in your Email address if you forgot your user id.
- Or fill in your username if you forgot your password.
- Then click on ‘’Continue’’ to complete your log in process.
After you have clicked on the continue button, you will have to proceed with the screen directives to finish the process.
American Express Credit Card Customer Service
Are you having any issues accessing your American Express Credit Card account? Amex customer service is here to resolve any issue. In case you have a problem accessing your account but don’t know how to contact customer service, below are steps you’ll take to reach out to them.
- Open your web browser.
- Visit https://www.americanexpress.com/.
- Scroll down to the bottom of the website.
- Click on ‘’contact us’’ at the bottom left.
- At this point, you can either choose to write or to call them.
FAQs
Below are some Frequently Asked Questions.
How do I change my user ID online?
To change your user ID online, you have to cancel your current online account and make sure you re-register with a new User ID. You’ll need to remove all Cards individually from your online account to cancel your User ID. Then after all removing all that, you can now register a new User ID.
Do I have to pay a foreign transaction fee using my card?
Foreign transaction fees are not required on most of the cards but you can check if the foreign fee is waived for your card through your online account. It also relies on the kind of product you have. International transactions are been converted by foreign transaction fees into U.S Currency.
Can I access my credit guild on my mobile device?
Yes, Amex Credit card Guild works on devices like smartphones and tablets or any browser such as chrome, safari, or another browser. My Credit Guide on a mobile device either through the Amex App is also free and simple to use.
Do Membership Rewards Expire?
Membership rewards however don’t have an expiry date.
How do I pay my AMEX Bill?
You can pay your Amex bill on the mobile app. You can make your payment on a home and statement tab once you set up your pay bill online.
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