Destiny credit card application – The Destiny Mastercard is an unsecured credit card for those people with bad to fair credit. To apply for the Destiny Mastercard, you should pre-qualify for the card. The Destiny credit card is an unsecured credit card that does not require a security deposit which is best for people with bad credit.
The Destiny credit card has an annual fee and does not offer a rewards program. Some of the fees you get to pay are;
- Annual fee
- Cash advance
- Late payment fee
- Overlimit fee
- Returned payment fee
- Foreign transaction fee
People with bad credit should consider applying for it, build their credit score, and then apply for a better credit card.
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Destiny MasterCard Credit Card Reviews
Here are the major benefits of the Destiny MasterCard are;
- Pre-qualifying for the card is easy.
- No security deposit is required
- Mastercard ID Theft Protection
- Zero liability protection
Once you get the Destiny MasterCard, you stand to gain these benefits.
Limits of the Destiny MasterCard
Some of the limits of the Destiny MasterCard are;
- It has a relatively high annual fee
- Destiny MasterCard has no rewards program or introductory bonus
- High-interest rate
- It also has a higher than average APR and other fees which makes it hard to focus on building your credit
Destiny Credit Card Application
To apply for the Destiny MasterCard you have to pre-qualify for the card first. Pre-qualifying for the card does not necessarily guarantee your approval but gives a high chance of approval.
How to pre-qualify for the Destiny MasterCard
To pre-qualify for the Destiny MasterCard is quite a simple process and it does not affect your credit score. To get started;
- Visit https://www.destinycard.com/home
- Click “Pre-Qualify Now”
- Fill in the required information which includes your name, address, email address, phone number, date of birth, and social security number
- Click “Pre-Qualify Now”
How to Apply for the Destiny MasterCard
Once you’ve received an offer in the mail, you should apply for the card right away;
- Visit https://www.destinycard.com/home
- Scroll down the page
- Click “Apply Today”
- Enter the application code on the mail sent to you
- Enter your ZIP code
- Click “Get Started”
Follow the on-screen directives to complete the application process.
Who can apply for the Destiny Mastercard?
Persons who want to rebuild or improve their credit should apply for the Destiny credit card and to get pre-qualified you must be at least 18 years old, have a social security number, and meet additional credit qualification criteria.
Can I open more than one account?
No. You are allowed to open one Destiny Mastercard account at this time.
What if I have limited credit/ bad credit/ no credit?
The Destiny Mastercard is a perfect card for those with imperfect credit as all credit histories will be considered even with a prior bankruptcy.
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