The Destiny Mastercard is an unsecured credit card for those people with bad to fair credit. To apply for the Destiny Mastercard, you should pre-qualify for the card. The Destiny credit card is an unsecured credit card that does not require a security deposit which is best for people with bad credit.
The Destiny credit card has an annual fee and does not offer a rewards program. Some of the fees you get to pay are;
- Annual fee
- Cash advance
- Late payment fee
- Overlimit fee
- Returned payment fee
- Foreign transaction fee
People with bad credit should consider applying for it, build their credit score, and then apply for a better credit card.
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Destiny Mastercard Credit Card Reviews
Here are the major benefits of the Destiny Mastercard are;
- Pre-qualifying for the card is easy.
- No security deposit is required
- Mastercard ID Theft Protection
- Zero liability protection
Once you get the Destiny Mastercard, you stand to gain these benefits.
Limits of the Destiny Mastercard
Some of the limits of the Destiny Mastercard are;
- It has a relatively high annual fee
- Destiny Mastercard has no rewards program or introductory bonus
- High interest rate
- It also has a higher than average APR and other fees which makes it hard to focus on building your credit
To apply for the Destiny Mastercard you have to pre-qualify for the card first. Pre-qualifying for the card does not necessarily guarantee your approval but gives a high chance of approval.
You should apply for the Destiny Mastercard if you have bad credit, if you don’t need a secured credit card and if you don’t need to make balance transfers.
Can I manage my Destiny Mastercard Account Online?
Yes, you can. Once you get approved and receive your credit card, you create online access to your card account on the website. With online access to your account, you can manage your account and pay bills.
Where can I use my Destiny Mastercard?
You can use your Destiny Mastercard for purchases and cash advances at locations worldwide where you see the Mastercard logo.
How can I avoid the late payment fee?
You should make sure you pay at least the monthly minimum payment each month by your payment due date.
How can I increase my credit limit?
Currently, there is no credit limit increase program.