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Insurance Breast Pump – How Much Does a Breast Pump Cost Without Insurance

Insurance breast pump? It is one of the most innovative devices for new moms. A breast pump might be useful for moms who are nursing. When you are unable to feed your infant, someone else can help by pumping to increase your milk supply.

Insurance Breast Pump

A breast pump, for example, is an essential device if you want your baby to be fed breast milk once you return to work. It lets you express breast milk for a spouse or caretaker to use when you are not there. The good news is that new mothers can get a free breast pump and supplies through their insurance because of the Affordable Care Act (ACA).

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What is a Breast Pump?

A breast pump is a medical equipment used to extract milk from the breasts. When you are away from your infant or your baby is unable to nurse for some time, it enables you to continue producing milk.

There are numerous varieties available. Certain pumps are more efficient than hand pumps and run on electricity or batteries.

Are Breast Pumps Covered by Insurance?

Usually, yes. Under the Affordable Care Act (ACA), insurance plans are required to provide coverage for breast pumping equipment.

“Health insurance plans must provide breastfeeding support, counseling, and equipment for the duration of breastfeeding,” according to HealthCare.gov, whether the breastfeeding period begins before or after childbirth.

However, the coverage provided by your insurance plan may differ for breast pumps. It’s probably a “grandfathered” plan if your insurance does not cover the cost of a breast pump.

Types of Breast Pumps

If your insurance provider gives you a choice, you’ll have to determine which type of pump is appropriate for you. This is a quick synopsis. There are four main types:

  • Electric breast pump: Electric breast pumps, which are usually the strongest on the market, must usually be plugged into a wall outlet. Either a single electric type or a double electric breast pump is available. The distinction is that single-electric versions can only express milk from one breast at a time, while double-electric models support expression from both breasts simultaneously.
  • Battery-operated breast pump: The most notable feature of these pumps is their portability. Because they run on a battery, they are also frequently referred to as hands-free breast pumps. These breast pumps are well-liked choices for people who need to pump while at work, on the go, or in circumstances where they don’t have access to a wall outlet, despite certain trade-offs in suction power.
  • Manual breast pump: For these breast pumps to produce the suction needed to express milk, manual hand manipulation is required. Even while they are less feature-rich than electric ones, they are frequently very reasonably priced, lightweight, and portable.
  • Hospital-grade breast pump: Typically, this kind of breast pump is made to be rented and used by multiple users. Mothers who are undergoing a particular medical incident that makes it impossible for them to breastfeed their babies directly are typically the ones who benefit the most from hospital-grade breast pumps. Situationally, these can include stays in the intensive care unit, multiple births, mastitis, and other challenges related to breastfeeding.

These are the types of breast pumps.

How Much Does a Breast Pump Cost Without Insurance?

An electric breast pump can cost you anywhere from $150 to $500 out of pocket, while a manual breast pump might only cost you $15. Because of this, the actual cost of a breast pump may differ depending on the model you select.

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Top Companies that Offer Insurance for Breast Pumps

The companies that provide coverage for this device include:

  • Aetna.
  • Anthem.
  • Blue Cross Blue Shield.
  • UnitedHealthcare.
  • Cigna.
  • Humana.
  • Kaiser Permanente.

These are a few insurance providers that offer coverage for this breastfeeding equipment.

How to get Insurance for a Breast Pump

To obtain this insurance, follow the instructions listed below:

  • Go to the official websites of the previously mentioned insurance providers, such as Aetna, Humana, Anthem, etc.
  • The official Aetna website can be viewed at https://www.aetna.com
  • Click on “Contact Us” at the top of the page.

On the page displayed, you will find their contact information. Reach out to them for more information on how to implement this policy.

Frequently Asked Questions

Below are frequently asked questions.

Does Using a Breast Pump Cause Pain?

No, using a breast pump shouldn’t cause pain or discomfort, just like breastfeeding. A little pressure and light tugging can be felt when pumping, just like when breastfeeding comfortably.

Does my Insurance Cover Breast Pumps if I Have a Prescription for one? 

Yes, most of the time a prescription is required for mothers to receive a breast pump through insurance. Breast pumps are classified as medical devices; therefore, a prescription is necessary whether you order directly from your insurance or through a supplier like Pumps for Mom.

Can I have a Second Breast Pump Covered by Insurance?

Yes. For every pregnancy, the majority of insurance companies will pay for a brand-new double electric breast pump, allowing you to nurse your baby with the newest technology available. Some insurance companies might only pay for a new breast pump annually or every other year.

Conclusion

A breast pump can be a very useful tool for nursing parents, regardless of whether you intend to go back to work, pump only, or just want more flexibility with feeding schedules. However, the typical breast pump might cost hundreds of dollars out of pocket.

However, a lot of soon-to-be parents never make it past the sticker shock and discover that getting your breast pump through your insurance plan can result in financial savings.