Milestone credit card is an unsecured credit card that is for people who want to build their credit as it does not require any deposit. Although, the Milestone gold Mastercard has an annual fee that varies based on your creditworthiness.
Some of the fees you get to pay are;
- Annual fee
- Balance transfer fee
- Cash advance
- Late payment fee
- Overlimit fee
- Returned payment fee
Milestone visa has a relatively high annual fee, low starting credit limit, and an APR which is on the high side. People with bad credit should consider applying for it, build their credit score, and then apply for a better credit card. One reason people with bad credit should apply for the card is Milestone credit card reports your card usage to three major credit bureaus.
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Milestone Credit Card
Here are the major benefits of the Milestone gold card are;
- Pre-qualifying for the card is easy.
- No security deposit is required
- Milestone gold card reports to three credit bureaus which would help build your credit history
- Mastercard ID Theft Protection
- Zero liability protection
Once you get the Milestone Mastercard, you stand to gain these benefits.
Limits of the Milestone Gold Card
Some of the limits of the Milestone gold card are;
- It has a relatively high annual fee
- There are no rewards program or sign-up bonus
- It has a higher than average APR and other fees which makes it hard to focus on building your credit
To apply for the Milestone credit card, you have to pre-qualify for the card first. Pre-qualifying for the card does not necessarily guarantee your approval but gives a high chance of approval.
Milestone Credit Card Pre-qualification
To check if you pre-qualify for the Milestone Mastercard;
- Visit https://www.milestonegoldcard.com/pre-qualify
- Enter the required information which includes your name, email address, address, phone number, date of birth and social security number
- Click “Pre-Qualify Now”
Follow these steps to check if you pre-qualify.
Milestone Credit Card Login
To log into your Milestone cc online;
- Visit milestonegoldcard.com
- Click the menu option at the top right side of the page
- Select “My Account”
- Enter your username
- Enter your password
- Click “Log In”
How to register for an online account
If you don’t have an online account yet, you can register one to enable you to pay your Milestone Credit Card.
- Visit milestonegoldcard.com
- Click the menu option at the top right side of the page
- Select “My Account”
- Click “Register Your Account”
- Enter your card number
- Fill in your Date of birth
- Enter your social security number
- Select “Continue to Next Step”
Milestone Card Payment
To make Milestone pay, you need to sign in to your account first. To pay your card;
- Visit milestonegoldcard.com
- Click the menu option at the top right side of the page
- Select “My Account”
- Enter your username
- Enter your password
- Click “Log In”
- Locate the payment tab
- Fill in the required information and submit
Follow these steps to pay your Visa milestone card.
Milestone Customer Service
To report issues, ask questions, or make complaints, you can contact their customer service by following these steps;
- Visit milestonegoldcard.com
- Click the menu option at the top right side of the page
- Select “My Account”
- Scroll down the page
- Click “Contact Us”
Milestone cards are the best option to consider if you wish to build or improve your credit. You should also sign into your account to view transactions and also pay bills.
Who issues the Milestone Mastercard?
The Milestone credit card is issued by the Bank of Missouri, an FDIC-insured financial institution based in t. Robert, MO.
Who can apply for the Milestone Mastercard?
People who want to rebuild or improve their credit should apply for the Milestone credit card and to get pre-qualified you must be at least 18 years old, have a social security number, and meet additional credit qualification criteria.
Can I use my Milestone Mastercard to get a cash advance?
Yes, you can. You can use your Milestone MasterCard for cash advances at any financial institution.
Can I manage my Milestone Mastercard account online?
Yes, you can. Once you get approved and receive your credit card, you create online access to your card account on the website. With online access to your account, you can manage your account and pay bills. You can also use the Milestone credit card app.
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