offers Faster, fairer loans, for your big ideas. Turn your someday into today with Australia’s #1-rated consumer lender. A personal loan is simply a loan for (almost) anything, including;

  • Buying an EV (Start your electric future)
  • Buying a car (For those new wheel feels)
  • Home renovation (Turn your house into home)
  • Debt consolidation (Pay it all in one place)
  • Solar and battery (Bring green energy home)
  • Holiday plans (To make your big trip better
  • Wedding plans (For the perfect big day)
  • Buying a boat
  • Pay your legal expenses and more

Plenti is a fintech lending platform, providing Australians with faster, fairer loans through smart technology. Their proprietary technology platform allows them to provide creditworthy customers. Customers whose preferences are changing with automotive, renewable energy, and personal loans to help bring their big ideas to life.

However, ever since its establishment in 2014, its loan originations have grown consistently, supported by diversified loan products, distribution channels, and funding, and underpinned by exceptional credit performance and continual innovation. Personal Loan

Who can get a personal loan? If you have a big idea you want to bring to life, a personal loan can get you there faster. Thus, with a personal loan, you can make your dreams a reality today, using finance instead of waiting until you’ve saved enough to pay for your plans outright.

A personal loan lets you borrow an amount of money and agree to pay it back over a certain period of time, including interest.

However, the payments can be made in regular payments (weekly, fortnightly or monthly) and a typical term is between 12 months – 10 years depending on the lender you choose and the amount you borrow.

Basic Criteria to Get Personal Loan

Can everyone get a personal loan? Find out below;

To be eligible for a Plenti personal  loan you must meet the following criteria;

  • Borrowers must be aged 21 or over
  • Must be an Australian citizen or permanent resident
  • Earn over $25,000 per year from a regular source of income that you can demonstrate
  • Have a good credit history

However, the company will consider a loan application if you are self-employed. An additional credit assessment criteria and requirements may apply.

Requirements for Personal Loan Application

To get a personal loan, you’ll need to provide details about what you’re spending the money on, proof of identity, and evidence that you’re able to make repayments. Here is the type of information that you’ll be asked to provide:

  • Proof of identity (passport or driver’s license)
  • Proof of income (pay slip or tax return)
  • Assets (like property, vehicles, or jewelry)
  • Other debts (credit cards and loans)
  • Regular expenses (rent and bills)
  • Bank statements to show savings and repayments made in the past on loans or credit cards

Lenders might need to speak to your employer, landlord, and/or accountant to make sure your info is accurate and to check your credit history.

How to Apply for a Loan at

To apply for a loan, follow this guide

  • Proceed to
  • Move down and select the find Loan tab
  • Choose the reason for the loan
  • Select the amount you need, within the range provided
  • Enter how long you will want to pay

Follow the directives on the screen to apply. Login

Are you a borrower, investor, or partner at To access your account online you will be needing your email address and password. In the section below find out the steps on how to log in to the various account portal.

How to Login to Borrower Portal

To access borrowers portal do o this;

  • Navigate to
  • Scroll down and tap on the sign in tab
  • Select the borrower portal link
  • Key in your email address and password
  • Then, tap on the login button

If you forgot your password, hit the forgot password tab and follow the instructions on the screen.

How to Login to Plenti Investor Portal

To access investor portal do the following;

  • Progress to
  • Move down and tap on the sign in tab
  • The Investor portal link
  • Fill in your email address and password
  • Then, click on the login button

These are steps to access the investor’s portal

How to Login to the Partner Portal

To access partner portal do o this;

  • Navigate to
  • Scroll down and click on the sign in tab
  • Select the partner portal tab
  • Type in your email address and password
  • Then, click on the login button

These are steps to log in to the Partner portal