www.capitalone.com/autopreapproval is capital one official web page designed for auto financing. Where members check their pre-approval status. Pre-qualify for auto financing with Capital One online, today and stand the chance of getting approval. You will have to provide your details on the pre-approval page.


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However, Capital One will review the information you provide to determine whether you pre-qualify for auto finance. If you pre-qualify for the offer, you will be able to see your monthly payments, APRs, and offer summaries for vehicles you may be considering.

Also, the offer summary will include an estimate of the financing terms you could qualify for when you apply for financing


Capital One Auto Finance program lets you pre-qualify to see rates and shop for a car online from participating dealerships. It also offers auto refinance loans.

However, the auto finance program is designed for borrowers wanting to check rates without affecting their credit score and buying within Capital One Auto Navigator network. And Auto Finance also refinances existing car loans.

How to Apply for Capitalone.com Auto Financing

If you received an offer from capital one, follow these steps to apply for the financing;

  1. Go to www.capitalone.com/autopreapproval.com
  2. Key in the information from your Pre-Approval letter or email below to view your offer details:
    Last Name
    Enter the same last name as on the offer letter.
    Zip Code
    5 Digits
    Enter Zip Code (5 digits).
    Last 4 Digits of Social Security Number
  3. Follow the onscreen instructions afterward.

Didn’t receive a Pre-Approval letter or email? See if you pre-qualify for auto financing with no impact on your credit score in a few simple steps.

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How to Check If You Prequalify for Capital One Auto Financing

To check your pre-qualification status, do the following

  1. Go www.capitalone.com/autopreapproval.com
  2. Tap on the Get Pre approval button
  3. Answer the question – Are you the only person requesting to be pre-qualified for auto financing, or is someone else requesting with you?
  4. Tap on the Next Personal button and Fill in the following info
    First Name
    Last Name
    Email Address
    Confirm Email Address
    Phone Number
    Social Security Number
    Date of Birth

These are steps to check your pre-qualification status

Capital One Auto Financing Login

To log into your account do the following

  • Navigate to the capital website at https://www.capitalone.com/auto-financing/
  • Tap on the sign in widget above
  • Fill out your Username and Password
  • Tick the Remember Me tab for easy login
  • Lastly, select the Sign In button

If you can’t remember your phone password or username, click on Forgot Username or Password?.

Don’t have an online access account? Click on the “Set Up Online Access” tab  or read the instructions below

Capital One Auto Financing Account Sign Up

To sign up for online access, the steps below are for you:

  • Go to capital one official website at https://www.capitalone.com/auto-financing/
  • Tap on the login widget
  • Tap on the Set up online access button.
  • Provide your Last Name
  • Enter your Social Security Number or ITIN
  • Enter Your Date of Birth
  • Click on Get Started

Capital One Auto Financing Review

Pros include;

  • Pre-approval with a soft credit check.
  • Auto Navigator offers quality car shopping and loan pre-qualification by website or app.
  • It does not charge an origination fee.
  • Borrowers can select loan payment due dates.

How Capital One Auto Navigator Works

For auto purchase financing, Capital One Auto Navigator lets car buyers to shop for a car and apply for a pre-qualified loan offer on its website or through a downloadable mobile app.

Also, new and used car financing is limited to one out of over 12,000 dealerships available on the Capital One Auto Navigator tool.

However, Car buyers request pre-qualified offers for the specific vehicles they are interested in and can try different payment scenarios. They can do this by adjusting factors like down payment amount or term length.

Furthermore, after pre-qualifying online for a Capital One Auto Finance loan, car buyers take their saved offer to the dealership. The Dealer’s shop is where the application paperwork will be completed and a proper credit inquiry is done.

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