www.firstaccesscard.com is the platform where you can log in to your first access. The first access credit card is an unsecured credit card that does not require a deposit, unlike other credit cards. It is a very good way to improve your credit limit. It does not require a high credit score in order to receive approval.


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The first access card can help in building or establishing a good credit score, it also helps you get access to cash in advance. First access credit card offers a reasonable credit limit and high approval odds although it comes with a high Annual Percentage Rate (APR) fee and other service fees,s especially after the first year.

To get approved for a First Access credit card you must be a legal U.S resident, you must be 18 years or above, you must have a valid social security number, and also have a checking account. First access credit card limit does not get increased except you want it to and it comes with a fee.

Although, first access credit card has very high interest and they would not increase your credit limit even when you pay their accounts on time. Also, after you’ve built a good credit score, the first access credit card becomes useless.

www.firstaccesscard.com – Enroll for a First Access Credit Card

  • Visit firstaccesscard.com
  • Click “Apply Now”
  • Enter the required information like name, address, city, zip code, phone number, email address
  • Choose the design
  • Agree to their terms and condition
  • Click submit

After two weeks of application, your card will be sent through the mail to you.

www.firstaccesscard.com Activate

  • Visit firstaccesscard.com
  • Click “activate card” at the top of the website
  • Enter your card number
  • Enter your social security number
  • Enter phone number
  • Click activate.
  • Your card will get activated through a confirmation email.

First Access Card Online Log In

  • Visit firstaccesscard.com
  • Click “Customer Center
  • Click “Continue to myccpay.com” and follow the onscreen instructions.

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How to Pay the Program Fee

  • Visit firstaccesscard.com
  • Click “Pay Program Fee” at the top
  • Enter your application Id
  • Enter your date of birth
  • Click submit and follow the on-screen instructions.

How to Find your Application

  • Visit firstaccesscard.com
  • Click “find my application”
  • Enter your application Id
  • Enter your date of birth
  • Click submit and follow the onscreen instructions

www.firstaccesscard.com Customer Care

  • Visit firstaccesscard.com
  • Scroll down
  • Click the contact us option
  • You can contact them through email or phone number

First Access Credit Card Fee

Even as first access credit card helps you build and improve your credit score, you also get to pay some quite expensive fees like the one-time non-refundable fee you get to pay to set up your account, an annual fee which is paid every year although it is reduced after the first year.

After the first year, you also get to pay cash advance fees, if you need your card delivered to you via express delivery then you get to pay an express delivery fee, and lastly, if you want to get the hard copies of your billing statements, you get to pay a particular amount.

In a case whereby you fail to pay your account on time, you’ll get to pay a late payment fee.

APR and Credit Limit

The first access card’s Annual Percentage Rate (APR) is 34.99% and its credit limit is $300. Note that this may be subject to change.

Reporting to Credit Bureaus

First access credit reports to three major credit bureaus and this helps in building and improving your credit score. Building a good credit score allows you to apply for a credit limit increase. You also get higher loan approval on very good terms.

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