www.meetbrightway.com/Applynow is the OMF BrightWay credit card application portal. If you wish to apply for this OMF Credit card and you don’t know how to go about it, this write-up will guide you through it.
However, the official application website for Brightway Credit Card is provided in this write-up, you will learn the application Steps, activation, and login steps- all in this write-up.
Table of Contents
One Main Financial (OMF) offers two credit cards, the Brightway card, and a Brightway + card. The BrightWay credit is issued by Web Bank. However, consumers who prequalify for the cc get a mail offer from the bank, that comes with a code. The offer code is what applicants will use to proceed with the application.
Brightway Card Application
The application Procedure for OMF Brightway CC is easy and fast. Applicants can apply for the OMF card online, contact customer service for help or visit the One Main Financial (OMF) nearby branch. You will learn all the Application methods.
Did you receive a mail offer from Web bank? If yes! to proceed with the application process for the Bright Way card, you will need to provide the offer code mailed to you. Moreover, If you can’t find your offer code? Read the section below to find the code
How to Find OMF Brightway Credit Card Application Offer Code
Follow the guide to find your code, but if you already have your code, Kindly skip this section.
- Navigate to Onemain Financial website at https://www.brightway.onemainfinancial.com/?#/meet-brightway
- Click on the Find here link
- Fill in your name
- Input your ZIP code and the last four digits of your SSN.
- Hit on the Lookup offer tab
Once you find the omf credit card offer code take the steps under to move ahead.
How to Apply for OMF Brightway Credit Card
To Begin the BrightWay card application, here are steps to take;
- Visit the BrightWay credit card website at https://www.brightway.onemainfinancial.com/?#/meet-brightway
- Click on the Enter Offer button
- Input your 11 character offer code
- Tap the green Lookup offer button
Progress with the rest of the application process. To complete the application, be prepared to enter more personal financial details such as:
- Your SSN
- Your Name
- Monthly housing amount
After completing the meetbrightway.com online application and submitting it, then wait for a decision. You will receive an instant decision that will only take about a few minutes. If you are approved for the OMF BrightWay credit card, you will be extended an approved credit limit and your new OMF Brightway CC will be sent in the mail.
How to Apply for Brightway Credit Card Over the Phone
To apply for a Onemain Financial Credit card (BrightWay) over the phone, simply dial OMF BrightWay’s customer service phone number. To get the customer service phone number, do the following
- Go to OMF website https://www.onemainfinancial.com/credit-cards
- Move to the bottom of the page and select the Contact Us button
- Copy the phone number under the Brightway Card section.
- Dial the phone and follow the on-call directives, to apply for the BrightWay Credit Card by phone.
Apart from the two OMF card application methods above, you can visit any OMF branch to apply. How do I find Onemain Financial branch near me? Read the section below.
How to Find Nearest OMF branch
Do the following to find the nearest OMF Branch;
- Visit https://www.onemainfinancial.com/credit-cards
- From the Menu, Select the search branch tab
- Fill in your City State or ZIP
- Hit on the Find Branch tab
Go to the branch and then request to apply for the BrightWay card.
Brightway Credit Card Activation
To Activate your new OMF credit card, you can call the phone number on the back of your card, or download the OMF BrightWay app for Easy activation.
Brightway Credit Card Login
You can log in to your BrightWay Credit card account online or through the BrightWay app. Once you log in to your account, you can begin to manage your card, pay your bills, track spending, monitor payment progress, and view rewards.
How to Login to BrightWay Card
To sign in to your OMF BrightWay card, follow these processes;
- Go to https://www.onemainfinancial.com/credit-cards
- Tap on the Log In widget
- Fill in your Email address
- Enter your Password
- Click on the “Log In” widget
Use these procedures to sign in to your card account. To reset your password, go down to the login section below, the Sign in button and click on the “Reset your password” link. If you don’t have a BrightWay credit card account yet, read the section below.
Brightway Credit Card Sign Up
Online account access will be available soon. But for now, quickly create your account through the BrightWay app, or log in using your existing OneMain username and password to manage your card.
How to Download BrightWay App
To download the BrightWay app, do this;
- Go to the app store on your phone
- Search for the BrightWay app
- Select the app
- Tap on the Install button for android, while Get – for iOS users.
- Following the guide to download the app
After downloading, launch the app, create an account or log in to your account.
Meetbrightway Credit Card
The BrightWay credit card is a product of OneMain Financial Holding company, issued by Web Bank. The credit card is designed with amazing benefits for its users.
However, there is credit for beginners and for those with stable finances. Thus, members get to enjoy unlimited cash back, lower APR, and a credit limit increase. Also, you get zero security deposit, zero activation fee, and zero over-limit fees.
OMF BrightWay credit card Customer service
For more info and help, you can dial the customer service number. To get the phone number
- go to https://www.onemainfinancial.com/credit-cards
- At the bottom of the page, you will see the Contact Us button, tap on it.
You should see the phone number
Is BrightWay a MasterCard?
BrightWay and BrightWay+ are Mastercard credit cards – from OneMain Financial. The BrightWay card is best for those who are building credit.
How do I activate my BrightWay credit card?
To activate your new BrightWay Mastercard, download the BrightWay app. It’s the easiest way to activate your card, track spending, monitor payment progress, and view rewards.
Can I pay OneMain with a credit card?
Yes, you can pay with your Visa, MasterCard, Discover credit card, or debit card. Alternately, pay with Apple Pay, or with your bank account.
Can I get cash from my BrightWay card?
Yes, you can get cash from your BrightWay card either through participating locations, ATMs, or by getting a cash advance check.
What is the BrightWay app?
The BrightWay app is another way of gaining access to your BrightWay account. The app can be used to check your balance, track your rewarding milestones, make payments, view past purchases, etc. you can contact them as their customer service is always available and happy to render help.
Is BrightWay a Mastercard?
Is BrightWay a Mastercard? Your answer is affirmative and the card is issued by OneMain Financial. The credit card is only available for lead customers currently and they get 1% cash back for the card as a cardholder. For the BrightWay card, the annual fee ranges from $0 to $65.
How do I make a payment to Onemain financial?
You can make payments to Onemain Financial in various ways they include.
- Online through the “Payment Page”. This requires your social security number, blank check, and Onemain account number.
- Direct pay. This can be done when you log in to your “Onemainfinancial.com account” and then follow the instructions to make the payment directly.
Payment methods accepted online
- Debit card
- ACH transfer
In their branch
You can visit any of their branch located near you to make payment. however, they are some forms of payment that are accepted and they are :
- Payroll check
- Third-party personal check
- Cashier’s check
- Traveler’s check
- Insurance draft
- Personal check
- Government check
- Money order
- Bank draft
- Debit card
- ACH (Automatic Clearing House)
You can contact them through their mobile number then you will be connected to a representative. The form of payment that is accepted through contact them is ACH either from your savings or checking account or Debit card.
You can check their mail address on your monthly statement; all you have to do is log in to your account and navigate to your “monthly statement”
Through the Onemain mobile app
Download the app through your Google play store for your android and app store for the IOS device. After downloading the app, tap on the “Make a Payment” widget and the onscreen instructions.
From Participating Retailers
With this method, you can make your payments with cash while making use of the PayNearMe service.
Can you pay a OneMain loan off early?
Yes, you can and you will not be charged a prepayment fee anytime you pay off early. When you decide to pay off your Onemain fees early make a whole payment for the outstanding balance. When you make your scheduled monthly payment regularly, pay an extra amount.
What happens if I don’t pay OneMain?
When you don’t pay your Onemain onetime, your credit score will go down and you will also be charged for late payment of fees. Aside from this you can also get your Onemain financial in default, chased by debt collectors, and then get sued.
Where can I find my OneMain account number?
If you want to find your Onemain account number simply log in and click on “Monthly billing statement” you will find it there. You can also call your branch.
Is OneMain a predatory lender?
Before selling a loan, Onemain Financial does ensure that the borrowers that are eligible for the loan have an adequate income to afford the loan which is why he is against the observer that is titling it “Predatory Lender”.