Municipal Credit Union is a not-for-profit financial institution focused on serving its members rather than maximizing profits. MCU credit union offers many of the same products and services offered by other financial institution which includes checking and savings accounts, personal, auto and mortgage loans, credit cards, and online and mobile banking.
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Municipal credit union
Mcu bank has been serving the financial needs of our members since 1916. Mcu was developed in response to New York City Mayor who wanted city employees to have a way to save at reasonable rates and a low-cost borrowing alternative to loan sharks.
How to apply for loans at MCU credit union
With MCU credit union, you can apply for auto centers, personal loans, home equity loans, and mortgages. To apply for Mcu credit union loans;
- Visit https://www.nymcu.org/
- Click the menu option at the top right side of the page
- Click “Products & Services”
- Select the kind of loan you want
- Fill in the required information and Submit
Follow the on-screen prompts to complete the application process.
MCU online banking login
For MCU online banking login;
- Visit https://www.nymcu.org/
- Click the menu option at the top right side of the page
- Select “Log In”
- Enter your Username
- Enter your password
- Click “Login”
Follow these steps to complete the login process.
Municipal credit union login password recovery
If you’re having issues accessing Mcu bank login as a result of a forgotten password or an incorrect password you entered, you just have to reset it. To recover your password;
- Visit https://www.nymcu.org/
- Click the menu option at the top right side of the page
- Select “Log In”
- Click “Forgot password”
- Enter your username
- Enter your social security number and email address
- Click “Continue”
Follow the prompts to complete the process.
How to register for online access to a Credit union NYC account
To enroll for online access to Municipal credit union;
- Visit https://www.nymcu.org/
- Click the menu option at the top right side of the page
- Select “Log In”
- Click “Register”
- Agree to their terms and conditions and click “Continue”
- Fill in your Account/ Member Number
- Enter your Social Security Number
- Fill in your date of birth
- Enter your email address
- Click “Continue”
Follow these steps to complete the registration process.
Municipal cu customer service
After going through this article, in case you’re having issues, have pending questions, or need further assistance with MCU, you should contact their Mcu customer service. To contact their customer service;
- Visit https://www.nymcu.org/
- Click “Contact Us”
You will get a phone number and address with which you can contact them.
Who owns MCU Bank?
Municipal Credit Union is a state-chartered credit union regulated under the authority of the National Credit Union Administration (NCUA) headquartered in New York City.
Can I use Zelle with MCU?
No. Municipal Credit Union does not have Zelle. MCU does not allow using the Zelle transfer feature because it has not integrated the third-party app on its operations line.
Can anyone open an account with MCU?
You can join MCU if you are an employee of the City of New York.
Can I transfer money from MCU to another bank?
Yes. You can transfer funds from MCU account to another bank account.
Does MCU accept wire transfers?
Yes, MCU accepts wire transfers. You can use the MCU routing number to receive international wire transfers to your MCU account.
How do I wire transfer to MCU?
To initiate a wire transfer, you should call an MCU representative during regular business hours for instruction and information.
How do I get the MCU routing number?
MCU routing number should be the first nine digits at the bottom of your check to the left of your bank account number.