National General Insurance – What Does National General Insurance Cover

National Insurance General, formerly the GMAC Insurance Group, is a Winston-Salem, North Carolina-based property and casualty insurance company. This company was founded in 1920, with its Headquarters in Winston-Salem, North Carolina, U.S.

As of August 2016, the company was owned by Barry Karfunkel and his family. Barry Karfunkel became the president of the company when Michael Karfunkel died. The company is the only insurance company in the United States to originate within the automotive industry. They have been in business for a long time and are a trusted name in the insurance industry.

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National General Insurance

National General Insurance is an American property and casualty insurance company. It is the largest privately held personal lines insurer in the United States, with more than 4,000 employees and assets of over $3 billion.

It offers a variety of insurance products, including auto, home, life, and business insurance. National General is headquartered in Nashville, Tennessee, and operates in all 50 states. The company has an A+ rating from A.M. Best, the highest rating possible for an insurance company.

National General Insurance

Types of National General Insurance Coverage

They offer a variety of insurance coverage options, including:

  • Auto insurance.
  • Home insurance.
  • Life insurance.
  • Health insurance.
  • Pet insurance.
  • Identity theft protection.

These are just a few insurance coverage options this insurance provider offers.

What Does National General Insurance Cover?

National General Insurance provides coverage for a variety of risks, including:

  • Bodily injury and property damage liability.
  • Medical payments coverage.
  • Comprehensive coverage.
  • Collision coverage.

Listed above are some of the risks that this insurance company can cover.

What Does National General Insurance Not Cover?

While National General Insurance covers many risks, its policies do not cover some things. These include:

  • Personal injury protection.
  • Uninsured/underinsured motorist coverage.
  • Rental car reimbursement.

Listed above are just a few of the risks not covered by this insurance provider.

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Pros of National General Insurance

There are several benefits to choosing National General Insurance as your provider. Some of the main advantages include:

  • Competitive rates.
  • Wide range of coverage options.
  • Excellent customer service.
  • Convenient online resources.
  • Availability in all 50 states.
  • Financial Strength.
  • Peace of mind.

These are the perks of choosing this insurance provider.

Cons of National General Insurance

While National General Insurance has many benefits, there are a few potential drawbacks. These include:

  • Not available in all states.
  • Limited customer reviews.
  • The claims process can be slow.

These are some of the cons of this insurance company.

Factors That Affect the Cost of National General Insurance Policy

Several factors can affect the cost of your National General insurance policy. These factors include:

  • Location.
  • Driving records.
  • Age and gender.
  • The types of policy.
  • The amount of Coverage.

These are some of the factors that can influence the cost of your insurance policy.

How to Apply for National General Insurance Online

If you want to apply for a National General insurance policy, the process is easy and can be done online. Here’s what you need to do:

  • Go to the National General website at https://nationalgeneral.com/insurance/
  •  Click on the “Get a Quote” button.
  • Select the type of insurance you’re interested in (auto, home, or a different kind of insurance.
  • Answer a few questions about yourself, your home, and your vehicle.
  • Choose your coverage options and add any optional coverages you may want.
  • Enter your payment information and submit your application.

Once you have completed the application, you can purchase a policy successfully.

Frequently Asked Questions

Below are some frequently asked questions.

Is National General a Good Company?

National General has a solid reputation in the insurance industry and is rated highly by independent agencies such as A.M. Best. The company has been in business for over 75 years and has a history of paying out claims promptly.

How Does National General Compare to Other Insurance Companies?

National General is competitive with other insurance companies regarding price and coverage options. The company also offers a variety of discounts that can help you save money on your policy.

What is the Financial Strength of the National General?

National General has a financial strength rating of A+ from A.M. Best is considered excellent. This means that the company has a strong ability to pay out claims.

Is National General a Publicly Traded Company?

No, National General is a privately held company. It is not publicly traded on any stock exchange.


National General is a solid option for those seeking a reliable and affordable insurance policy. The company has a solid financial rating and a history of paying out claims promptly.

While there are some potential drawbacks to consider, such as limited customer reviews and a claims process that can be slow, the overall benefits of choosing National General outweigh the negatives.

With a wide range of coverage options and discounts available, National General is an insurance company worth considering.