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Progressive Insurance – All the Pros, Cons and How to get Progressive Insurance

Progressive Insurance has become one of the most reputable business, car, and homeowner’s insurance companies in the United States. It is a dependable option for auto and motorcycle insurance.

Progressive is not typically the cheapest option, but its range of features and discounts make it a good insurance company to consider.

If you are in the market for auto insurance and looking to save money, Progressive offers many ways to do so. Keep reading this article to get all the necessary information about progressive insurance.

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Progressive Insurance

Progressive Insurance is an insurance company in America. It is the largest motor insurance carrier in the United States. The company was founded in 1937 by Jack Green and Joseph M. Lewis. The headquarters is located in Mayfield Village, Ohio.

It has 55,100 employees and boasts over 27 million customers. The company insures passenger vehicles, commercial vehicles, boats, and motorcycles.

Progressive Insurance

What Factors Affect the Cost of Progressive Insurance?

The national average for a six-month car insurance policy is $880, while progressive insurance is about $941. It is roughly more expensive than a typical policy, so it is not among the cheapest auto insurance options.

Some factors that affect the cost of progressive insurance include:

  • Age
  • Vehicle use.
  • Location.
  • Speeding tickets or traffic violations.
  • The type of coverage.
  • Credit score.
  • Mileage
  • Continuous coverage: those without gaps will likely receive lower rates.
  • Payment method
  • Vehicle engine size.

Types of Progressive Coverage

Progressive offers four main types of coverage:

  • Liability coverage.
  • Comprehensive and collision coverage.
  • Roadside assistance.
  • Uninsured and underinsured motorist coverage.

Other Types of Coverage Offered by Progressive

Below are additional types of insurance coverage options that progressive insurance offers:

  • Bundling options.
  • Rideshare coverage.
  • Rental car reimbursement.
  • Medical payments.
  • Loan/lease payment.
  • Custom parts and equipment value insurance.

Pros of Progressive Insurance

The pros of progressive insurance include the following:

  • It has a national presence.
  • It offers discounts for bundling insurance products.
  • It is easy to obtain rates.
  • Low rates.
  • It offers affordable renters insurance.
  • It offers extra protection for your motorcycle.
  • It has a customizable coverage for both auto and home policies.
  • It has lower-than-average customer complaints.
  • 24-hour customer support.

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Cons of Progressive Insurance

The cons of progressive insurance include the following:

  • It is not ranked high in customer satisfaction across the board.
  • Extra home insurance options are limited.
  • It ranks poorly for claims satisfaction.
  • It does not offer rewards for enrolling in homeowners insurance.
  • It is slightly above average price.

How to get Progressive Insurance

To get your progressive insurance policy, follow these guidelines:

  • Visit their website at https://www.progressive.com/
  • Navigate the page to select a product to quote and receive your quote online. You can also call a progressive insurance agent to help secure new insurance or update your policy.
  • Provide the necessary information, such as your zip code.
  • Select your coverage and add-on options like roadside assistance, accident forgiveness, etc.
  • Review the coverage options and complete the application process.
  • Pay the premium to activate the policy and review it.

You can find an agent near you via the website if you don’t understand the insurance policy you want to get.

Frequently Asked Questions

Below are some frequently asked questions.

Does Progressive Insurance Have a Mobile app?

Yes, Progressive Insurance has a mobile app for customers to access their insurance anytime, easily, and anywhere they need it. They can view their coverages, discounts, policy details, etc.

Is the Progressive Mobile app Available on Apple and Android Devices?

Yes, the progressive app is available on both IOS devices and Android devices. If you want to download the app, visit your App Store and Google Play store.

Does Progressive Insurance Offer Accident Forgiveness?

Progressive offers a unique accident forgiveness program. It includes automatic protection for new customers in most states to keep their car insurance rates from increasing if they cause a small accident.

Conclusion

Progressive is a great option if you are looking for an auto insurance provider that makes it easy to apply for and obtain insurance online.

This company has a strong financial reputation and good history. Finding a customized option that will save you money due to the number of policies and discounts available is simple.