Will Insurance Cover Ozempic for Prediabetes – How Does Ozempic Work

Will insurance cover Ozempic for prediabetes? If you’re thinking about taking Ozempic, you might be wondering if insurance will pay for it.

Ozempic is recommended for the treatment of type 2 diabetes; the majority of private insurance policies will pay for it. This is because this medication has FDA approval exclusively for the treatment of this illness. Ozempic might also be covered in some circumstances for pre-diabetes.


What is Ozempic?

Adults with type 2 diabetes are prescribed the injectable drug Ozempic. Ozempic is known generically as semaglutide. Semaglutide functions by imitating the release of a particular hormone (GLP-1) in the stomach following a meal.

Your body produces more insulin with the aid of this hormone, lowering blood sugar levels. Ozempic can aid with weight loss as well. This is because GLP-1, a hormone that occurs naturally, can slow down digestion and increase feelings of fullness.

This may make you eat less, which will eventually result in weight loss.

Will Insurance Cover Ozempic for Prediabetes

How Does Ozempic Work?

Ozempic belongs to a group of drugs for diabetes called agonists of the glucagon-like peptide-1 (GLP-1) receptor. It is a hormone that the body naturally produces in the gastrointestinal tract in reaction to food.

It mimics the effects of GLP-1. GLP-1 receptor agonists increase insulin production, activate the GLP-1 receptor, and decrease stomach emptying, all of which contribute to blood sugar regulation by prolonging feelings of fullness.

How Much Does Ozempic Cost without Insurance?

If you do not have insurance or if your insurer does not cover your medication, Ozempic will cost you about $11,229 annually.

How Much Does Ozempic Cost with Insurance?

Ozempic comes with a typical health insurance plan for roughly $281 per month. However, the insurance coverage may differ based on your health insurance plan and the state you live in.

Top Companies that Offer Insurance for Ozempic

Several prestigious insurance providers that might provide coverage for Ozempic include the following:

  • UnitedHealthcare.
  • Aetna.
  • Humana.
  • Blue Cross Blue Shield.
  • Cigna.
  • Express Scripts.
  • CVS Caremark.
  • Anthem.

Listed above are some reputable insurance companies.

How to Obtain Insurance for Ozempic Prediabetes

To get this insurance, follow the steps below:

  • Visit the official webpage of companies that offer this insurance such as UnitedHealthcare, Aetna, Humana, etc., as listed earlier.
  • You can access the official website of Humana at https://shop.humana.com/medicare-plans
  • Navigate through the page, and you will find their contact information.

You can call to get more details on how to go about this policy.

What Factors Affect the Rate of Ozempic for Prediabetes?

The cost is affected by the following:

  • Your location.
  • The selected pharmacy.
  • The prescribed dosage.
  • Your insurance coverage.
  • Your eligibility for patient assistance programs.

Ozempic’s long-term use means that the expenditures can mount up over time. Furthermore, the lack of a generic equivalent has kept Ozempic costs high.

How can I get Insurance to Cover Ozempic for Prediabetes? 

To make sure Ozempic is covered, there are a few things you need to do before receiving it.

  • Check your plan: Start by looking through your insurance company’s prescription medicine formulary. To find out more about the specifics of your coverage, give your provider a call at any time.
  • Obtain a prescription: If Ozempic is prescribed to treat prediabetes, the majority of insurance companies will cover at least some of the cost of the medication.
  • Obtain prior authorization if necessary: Before you can obtain certain prescription drugs, your health insurance company must approve them. You might not be covered without prior authorization, depending on your plan. Make sure to get in touch with your insurance company as soon as possible to begin the approval procedure if you require Ozempic.
  • Request an appeal: Initially, insurance might not cover Ozempic, particularly if it’s for weight loss. Certain insurance companies have ways to obtain coverage, even when there is no certainty. If required, you can draft an appeal letter that includes supporting documentation and the doctor’s statement regarding the medication’s medical needs.

With these steps, you can be sure of getting it covered by insurance.

Frequently Asked Questions

Below are some frequently asked questions.

Is it Feasible to have Ozempic at no Cost? 

Under the Novo Nordisk Patient Assistance Program, Ozempic may be provided to you for free if you meet the eligibility requirements.

Is Ozempic Available in a Generic Form?

No, there isn’t a generic form of Ozempic available at this time. The drug is a name-brand product.

Is it Possible to use Ozempic to Lose Weight?

Because of Ozempic’s effects on appetite and glycemic control, some healthcare practitioners may prescribe it off-label for weight management even though it isn’t intended for weight loss.


Ozempic (semaglutide) is covered by most insurance plans when used to treat prediabetes as well. However, the likelihood of it being covered decreases significantly when it is used to lose weight.

If your insurance covers weight-loss medications, however, you might be able to discover a less expensive alternative prescription for chronic weight control.