Erie Insurance – Coverage Options and How to Obtain the Insurance

Erie Insurance is a property and casualty insurance company that offers auto, business, life, and home insurance through a network of independent insurance agents. Erie Insurance Group is based in Erie, Pennsylvania, in the United States.

In 2021, Erie Insurance was ranked 347th on the 2021 Fortune 500 list of largest American corporations based on total revenue for the 2020 fiscal year. Erie only operates in a limited part of the United States.

Erie insurance is a great option for people living in one of the twelve states where it is offered. It has one of the best rates and widely praised customer service. If you want a good insurance policy covering all home and car accidents, this article is for you.

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Erie Insurance

Erie has over 6 million policies in force and operates in about 12 states and the District of Columbia, including Illinois, Kentucky, Indiana, Maryland, New York, North Carolina, Ohio, Tennessee, Virginia, Wisconsin, west Virginia, and Pennsylvania.

Erie Insurance was founded on April 20, 1925, by O.G Crawford and H.O Hirt as Erie Insurance Exchange. It has about 5,970 employees, with about 13,000 licensed independent insurance agencies and over 2,200 agencies.

It also has the naming rights to Erie Insurance Arena in downtown Erie, Pennsylvania. Erie is rated A+ by A.M Best. The CEO and chairman of the company are Timothy G. NeCastro and Thomas B. Hagen, respectively.

Erie Insurance is the 13th largest auto insurance provider in the United States, according to the National Association of Insurance Commissioners (NAIC).

Erie Insurance

Erie Insurance Coverage Options

Here are the types of insurance offered by Erie Insurance:

  • Life insurance.
  • Business insurance.
  • Renters insurance.
  • Homeowners Insurance
  • Motorcycle insurance.
  • Auto insurance.
  • Condo insurance.
  • Flood insurance.
  • Boat insurance.
  • Mobile home insurance.

There is a plethora of optional coverages offered by Erie Insurance.

Pros of Erie Insurance

Below are the pros of Erie insurance:

  • It has a strong industry reputation.
  • It has a wide range of coverage options.
  • It offers a variety of auto insurance discounts.
  • There is personal interaction with an agent.
  • You have the option to lock in tour rates.
  • Low rates.

Listed above are some of the pros of Erie insurance.

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Cons of Erie Insurance

Below are the cons of Erie insurance:

  • It is only available in 12 states and Washington DC.
  • There is no usage-based insurance program.
  • It is not a great choice for shoppers who prefer to buy and manage their policies online.
  • It is also not the best choice for people who live in the Western United States.

Listed above are some of the cons of Erie insurance.

How to Obtain Erie Insurance Quote

To obtain your Erie insurance online, you must get a quote first.  Follow the guidelines below to get a quote:

  • Visit their official website at https://www.erieinsurance.com/
  • Select the type of insurance you need and enter your 5-digit zip code.
  • Click on “Get a quote”.
  • After making your choice, fill out the form with your information accurately.
  • Submit it for processing.

Follow the instructions displayed on the screen afterward.

Frequently Asked Questions

Below are some frequently asked questions.

Does Erie Insurance Have a Mobile app?

Erie Insurance has a mobile app that enables customers to access important policy information easily.

Does working with Erie Insurance Independent Agents Cost More?

Working with Erie Insurance independent agents does not cost you more money or increase the amount to pay for the insurance, rather it helps you to save money and time.

How can I Find an Agent via the Erie Insurance Website?

To find an agent online, visit Erie Insurance’s official website at  https://www.erieinsurance.com/find-an-insurance-agent/why-independent-agents, scroll to the bottom of the page, and click “Find an agent.”

How can I Contact Erie Insurance Customer Care?

To contact Erie Insurance customer care, visit their website at https://www.erieinsurance.com/contact-erie. Scroll down and click “Contact Erie Insurance Customer Care”. From the drop-down menu, you will find their contact information displayed there.


Erie Insurance offers valuable possessions coverage in their standard policies, including numerous additional options. Policies are only available in Washington DC and 12 states.

Applicants must work with an agency to purchase an insurance policy or receive a quote.