Commerce My Spending card is a reloadable prepaid visa card that can be used anywhere in the United States where the Visa logo is present. Myspendingcard is not a credit card so it has no effect on your credit score and so My spending card does not report to any credit bureaus. My spending card is issued by Commerce bank which was founded in 1865, with headquarters in Kansas City, Missouri, United States.
Table of Contents
Commerce My Spending
Here are some of the features of the myspending card;
- It has a purchase fee
- Minimum opening load
- Myspending card has maximum cash withdrawal per rolling 7-day period
- There is no monthly charge
- Online access to your spending card account information and transaction history
- There is a maximum spending limit per month
- Balance updates via text alert
- Spending cardholders will receive unlimited transactions at Commerce ATMs.
The commerce bank spending card does not offer a rewards program.
Commerce bank myspending card login
With online access to your commerce bank spending card account, you can sign up for direct deposit of your paycheck, government benefits, and other income sources. Cardholders can also make a transfer from a commerce bank checking or savings account using online banking or mobile banking. To log in to My spending card commerce account;
- Visit https://www.visaprepaidprocessing.com/
- Enter your username
- Click “sign in”
- Enter your password
- Click “Continue”
Follow these steps to log into your myspending card commerce bank account.
How does my commerce bank myspending card work?
Once you’ve loaded money to your Commerce Bank mySpending card, it can be used anywhere Visa debit cards are accepted. Your card can also be used for making purchases.
How do I activate Commerce Bank mySpending card?
If you purchase an instant issue card at a Commerce Bank branch, your card will be active at the time of purchase and if you purchased the card online or request a mail order card, you may activate it over the phone or through the website.
How long will it take to receive my Commerce Bank mySpending card?
Upon approval, your card should arrive within 7 – 10 business days via mail or you can get the card at a participating Commerce Bank Branch.
How will I keep track of my purchases with Commerce Bank mySpending card?
You may view your transactions and monthly statements online, by calling their customer service or by using Commerce Bank mobile banking.
Is there a limit to how much I can load to my Commerce Bank mySpending card?
Yes, there is. The maximum amount you can load to your card is $1500 per day, up to $3000 per 7-day period unless funds are loaded by direct deposit or other ACH transaction.