www.bmoharris.com/ccapply. Did you receive a BMO Harris Bank credit card invitation via mail? You can accept it and apply online and get a credit card that matches your spending style. Are you looking for reward points? Prefer cashback? Looking for a lower interest rate? If yes, Explore BMO Mastercard credit cards to find the right one for you.


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If you received an invitation letter from the bank, simply visit the BMO CC website to accept the offer. Find out more in the section under.


BMO offers customers who pre-qualify for their credit card, an invitation letter, inviting them to apply for the card. However, if you received the invitation letter, go to https://www.bmoharris.com/main/personal/credit-cards/

Go to the accept offer field and follow the instructions to accept the invitation offer. Moreover, you will be providing the code in the invitation letter sent to you.

To get the card, you will need to provide the following;

  • Personal details (like your name, address, the state you reside in, and your SSN)
  • Your income and its source(s)
  • Your banking details like your bank name and the account type

How to Apply for BMO Harris Credit Card

To apply for this card you need to have an account with BMO, take the steps below to proceed ;

  • Progress to https://www.bmoharris.com/main/personal/credit-cards/ or www.bmoharris.com/ccapply
  • Click on the “Apply Now” link
  • Sign in with your User ID and password to apply
  • Fill in the application form with the required details
  • Fill in your date of birth, click on “next”
  • Key in your corresponding email address press “next”
  • Key in your home address, phone number, SSN, employment details, financial information and keep Taping on the “next” widget
  • Then, accept the terms and conditions

These are procedures to apply for BMO CC.

Activate Your BMO Harris Credit Card

To activate your new BMO CC, follow the guide under;

  • Go to bmo.com/activate
  • Fill in the following details:
  • Your 16-digit card number
  • Expiration date
  • Please enter your credit card expiration date.
  • Security code. This is the 3-digit security code on the back of your card.
  • Tap on the “Next” button

With the above steps, you will successfully activate your CC.

How to Register Your BMO Harris Credit Card Account Online

To sign up for online access, kindly follow the steps below;

Now you can log in to manage your account, anytime any day.

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How to Login to BMO Harris Credit Card Account

Follow the method beneath to access your CC account;

Follow the onscreen directives to access your account.

How to Make Bill Payments With Your BMO Harris Credit Card

To make payment through “Online transfer” follow the steps below?

  • Login to BMO online banking
  • Tap on the “payments & transfers” link
  • Click on the “make a transfer” widget
  • Choose the account you want Debit
  • Fill in the amount to make your payment

For payment via ATM:

  • Proceed to BMO ATM And insert your card
  • Fill out your PIN
  • Tap on the “other banking” widget
  • Choose the “payments” tab
  • Click on “payee” from the menu shown
  • Press on “account” you wish to pay your bill from
  • Type in the amount you wish to pay
  • Review your payment details
  • Tap on the “confirm” link if your details are correct

These are procedures to pay your BMO CC bills online or via ATM.

BMO Harris Credit Cards

Here is the list of Popular BMO Cards;

  • BMO Harris bank platinum rewards MasterCard
  • Cash Back Mastercard®
  • Premium Rewards Mastercard
  • Platinum Mastercard®
  • Cash Back Rewards CC

Are you searching for a business credit card? Keep your business and personal expenses separate with a BMO Harris Business credit card. You can track expenses, streamline your recordkeeping and manage your card online.

BMO Harris Credit Card Customer Service

For more quality support from the BMO customer service, please dial their support phone number. The BMO team offers outstanding customer care, so you have nothing to worry about.

To access their support phone number, visit their official website at https://www.bmoharris.com/main/personal/credit-cards/

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